PRIVACY POLICY
Our organization, "We Compare Insurance.Com," is committed to safeguarding the rights and privacies of its clients and users. We would like every user who visits our site in order to compare insurance quotes to know that they can do so in an environment where their identity and personal information are kept in the strictest confidence. It should be made known that "We Compare Insurance.Com" would never sell the personal information or confidential data of our users to third parties without the knowledge and explicit consent of those users or clients. Due to the nature of our service, it will be necessary for a participating user to consensually provide personal information that directly pertains to the insurance quotes they wish to compare. Insurance companies require this information to accurately provide a quote, so users of "We Compare Insurance.Com" must provide this confidential data in order to compare insurance in a personalized and relevant manner. The user of "We Compare Insurance.Com" should know that we have made a conscientious effort to safeguard the privacy of our users and clients through the entire process required to compare insurance quotes and obtain desired coverage, but that "We Compare Insurance.Com" has no authority to control the privacy policies of third party entities which may or may not desire to sell confidential user information. We have taken reasonable precautions to ensure that we do business with third parties who take a similarly strong stance on privacy issues, but "We Compare Insurance.Com" cannot completely guarantee that proper confidentiality is observed once the personal information leaves our control. All users should understand that in order to compare insurance, they must take on a measurable, but most likely reasonable, degree of risk. All personal information that is saved in our servers for the convenience of the user while they compare insurance will be available for internal use in the event that bookkeeping tasks are required, or that "We Compare Insurance.Com" conducts statistical surveys, or in the event that we must clarify our internal quality control policies. In the event of these, or any other internal handling of a user's privacy information, the staff of "We Compare Insurance.Com" would like to assure the users that full confidentiality and necessary anonymity will be observed in a professional and conscientious manner. "We Compare Insurance.Com" would like to welcome our users to a safe and courteous web environment where they are free of privacy concerns.
The following outlines our policy on collecting, using and disclosing information regarding your use of We Compare Insurance. Your use of this site implies that you understand and accept of the terms of our Privacy Policy.
Age Requirement: You must be 18 years old or older to provide any personal information to We Compare Insurance.
Residency Requirement: You must be a resident of the United States to use We Compare Insurance.
Collecting Information: Insurance companies establish their rates using a variety of criteria. Because We Compare Insurance deals with a number of insurance companies, we ask questions designed to obtain the most competitive match for you.
In conducting its service, We Compare Insurance.com may collect personal information via its application process, user submissions, online forms, online applications, e mail and submitted comments submitted. This information may include sensitive financial and/or health related information. Except as outlined in this privacy policy, or unless given your permission, We Compare Insurance will not sell or disclose this personal information to third parties.
The insurance companies we deal with may also need to obtain background information such as credit reports, driving records or claims history verification. This can require your social security number or driver’s license number. Declining to provide such information can eliminate some of the most competitive quotations.
By submitting your personal information to us when you request information about insurance quotes, you authorize us to provide that information to various insurance agents, insurance companies and related third parties that participate in our insurance quote network. These parties may, in turn, provide your information to their vendors, suppliers and insurance carriers to obtain price and other information about the insurance policies you have requested.
Other Information
In conducting our service, We Compare Insurance may also collect certain demographic or profile data, such as usage activity and preferences.
Site Technology
Like many other sites, We Compare Insurance may use "cookies" and/or other technology (e.g., web bugs, e mail bugs, clear GIFs, web beacons and tracker GIFs) to increase the convenience and effectiveness of our site. In some cases, these tracking technologies may store a small file on computers that access our site to collect information about your use of We Compare Insurance. Users can set web browser software to not accept cookies. This may, however, affect the effectives and use of We Compare Insurance. We Compare Insurance may also collect IP (Internet Protocol) addresses to help diagnose problem, administer our Site, remember user preferences and minimize the need for you to reenter information.
Third parties such as software vendors, advertisers and fulfillment companies may also use tracking technologies through We Compare Insurance. We have no control over what information third parties track or collect, nor do we have any responsibility or liability for the activities of these third parties.
Use and Sharing of Information
Information collected by We Compare Insurance is used for a variety of purposes including the processing of applications for insurance quotes and to determine the effectiveness of our site, discover how the site is used, how long visitors stay at the site and other usage information. Collected information may also be used with information obtained from other sources, including third parties.
Information from applications may be forwarded to insurance agents, discount program representatives, brokers and/or companies who may contact you with a quote by email, telephone, postal mail or other forms of communication. We are not responsible or liable, if an agent, broker, discount program representative or company who receives your application violates our privacy policy.
We may also disclose personal information to companies that perform technology or marketing services for us. We may also transfer or sell non personally identifiable information about We Compare Insurance usage to third parties.
Personal information may also be sold or transferred to third parties in the event of a sale, merger, consolidation, change in control, reorganization or liquidation of our business. In addition, we reserve the right to disclose any information concerning you if required by law or to protect or defend our rights or the rights of our users or if you are involved in any illegal activity, even without a subpoena, warrant or court order.
Security:
Your application includes encryption to help protect the security of your data. We take security precautions to ensure your information is not stolen or misused, however, because of the structure of the Internet, We Compare Insurance cannot guarantee that your information will not be stolen or misused even with the security precautions we have implemented, and We Compare Insurance will not be held liable for any theft or loss of interception of any data or communications. In using We Compare Insurance, you recognize and agree to assume these risks.
Consent to Processing:
In submitting your information to We Compare Insurance you are authorizing brokers, agents, discount program representatives and/or insurance professionals used by We Compare Insurance to contact you directly with quotes via telephone, fax, and email, even if your phone number is on any local or national no call list.
Links:
We Compare Insurance may contain links to other web sites outside of our control. In using our site, you recognize that We Compare Insurance has no control over these sites and our privacy policy does not apply to these sites.
Acceptance of this Policy.
By using We Compare Insurance, you signal your acceptance of this privacy policy. Please do not use this site if you do not agree to this policy. In addition, we reserve the right to change, modify, add, or remove portions of this policy at any time and we encourage you to review this policy from time to time. Your continued use following the posting of changes to these terms signifies your acceptance of these modifications.
Contact us by e-mail if you have any other questions or comments about our privacy policy.
